Seven years of bank statements, checked and on the record.

A pilot firm puts in two or three estates it's working on now. Your team does its gifts work as normal. We go through the same statements alongside you and send you our draft schedule and report before you file, then a side-by-side comparison once your own schedule is done. You file your own work, and we never contact HMRC, a bank or the family. The pilot is free, and pilot firms get their first 10 estates after launch free as well. We delete the statements when the pilot ends. Join the list and we'll send the pilot terms once our solicitor has agreed the data terms.

No. It does the first pass through the statements and the write-up. The executor decides what counts as a gift, with your team's advice, and your team reviews the draft schedule before it is filed.

Bank PDFs, scans and phone photos of paper statements. Our tests so far use synthetic statements: PDFs, simulated scans and simulated phone photos. Real statements and real phone photos come with the pilot. Statements that show running balances can also be checked against those balances, so the request letters ask banks for them. A bank printout without balances is still read and checked line by line, and is marked as not balance-checked.

Banks don't always keep old statements, and what they can still supply varies, especially for an account closed years before the death. Sevenyear still drafts the request letter. If the bank can't supply them, those months are recorded as a gap, with the request and the bank's reply, so your file shows what was asked and what came back.

Yes. An AI model reads every line of every page, and a second, independent read checks it: the text inside the bank's own PDF, or a separate text-recognition (OCR) read for scans and photos. Fixed rules check each line's amount, wording and date against that second read, and against the balances where the bank printed them. Any line that fails a check goes to your team, with the reason. Then rules and a model suggest which items look like gifts, each with a reason, for your team to confirm. We'll only use providers whose terms bar training on your data.

Gifts paid to an organisation for someone else, such as a grandchild's nursery or a relative's care home, are the hardest to spot from a statement line, and cash that was given away never shows who received it. Sevenyear flags what the statements suggest; your team can flag any other transaction by hand from the full list, and add gifts the statements don't show, such as cash the family remembers. It covers payments in the bank statements reviewed: exemptions and reliefs, gifts of other assets and gifts with reservation of benefit stay with the executor's adviser.

We expect to charge per estate. We'll use the pilot to help set the price.

You could, and many teams do. If a typical estate takes your team an afternoon in a spreadsheet, you may not need us. On the ones that don't, the work is in the detail: turning seven years of PDFs, reprints and photos into clean rows, checking every row, tracking the statements that never arrived, grouping recurring payments such as a monthly standing order to a grandchild, and linking each decision back to its page. Sevenyear is being built to do that first pass and keep every flagged item with the decision and who made it.

A general-purpose AI tool can help pull out transactions, and the readings still need checking. Sevenyear is being built to add the checks around the reading: each line against a second read of the page and the balances the bank printed, where it printed them; a list of the months and accounts that are missing; the printed line behind each figure; and the same method on every estate, so your team gets a draft schedule to check and file.

Not yet. We're starting with probate firms. Join the list for updates if we decide to offer it to executors directly.